Transaction Cutoff Times

Transfers Between Accounts
7:00 pm EST

Wire Transfers
Outgoing Wire Transfer in Online Banking International - 4:00 pm EST Domestic - 5:00 pm EST
Outgoing Wire Transfer in Branch or through Wire Department International - 3:00 pm EST Domestic - 3:30 pm EST
Incoming Wire Transfer Received from the Fed by 5:00 pm EST ill be posted same day

ACH Payments
ACH Payments 5:00 PM EST
Same Day ACH Payments 12:00 pm EST
Per transaction limit is $25,000. Effective March 20, 2020 increasing to $100,000 per transaction.

Positive Pay
Positive Pay Decisions 12:00 PM EST

Other Payment Types & Receivables
Bill Pay 3:00 PM EST
Remote/Mobile Deposit (RDC) 5:00 PM EST
SmartPay Payment Portal 3:00 PM EST

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