Mortgage /

Pre-Qualification

Real people. Real Mortgages.

You won't find a more personal loan experience than the one at Mercantile Bank. Get in touch and we'll get moving.

Apply Now Find a Lender

Need to know what you can afford?

Just starting to look? With a Pre-Qualification, one of our experienced Mortgage Lenders will review several mortgage options based on your budget to help you decide which mortgage loan is best for you.

A Pre-Qualification consultation is free and may help provide you a Pre-Qualification Letter, which may assist you in making offers.

What will I get out of a Pre-Qualification?

  • Learn what mortgage programs you are eligible for and how they can benefit you.
  • Financial information such as possible payment amounts, interest rates and how much you may need to bring to your mortgage closing.
  • If approved, you will obtain a Pre-Qualification packet that can help your Realtor when setting up home showings. Look for a home with confidence that you can afford it.
Apply Now

All loans subject to credit and collateral approval.


© 2024 Mercantile Bank

BBB Accredited Business Equal Housing Lender Member FDIC

Please note that by using this link, you will be leaving Mercantile Bank's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.