The loan you've been looking for

At Mercantile Bank, you'll experience the personalized service that's made us a premier choice for all sorts of home loans. Click below and we'll get started — together.

Purchase a home.

Purchase a home.
You found your home. We'll make the financing part simple and straightforward.

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Refinance my home.

Refinance my home.
We'll review several options to help you determine whether refinancing your home makes "cents" ...maybe even dollars.

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Build or Remodel my home.

Remodel my home.
Looking to give your current home a facelift? Purchasing a new home and want to make it your own before you move in? Or are you starting from scratch?

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Where do I even start?

Where do I start?
Not sure where to start? Review our list of programs to help guide the way.

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So what makes Mercantile different?

Extremely personal service.
Our lenders get to know your name before your budget. They're friendly and easy to talk to — in person or by phone. They know you're making an important investment, which is why they invest personally in your experience.

We're a lender, not a pretender.
We do things locally, loyally and without any surprises. That means we make all our decisions here in Michigan and we use local partners.

Honesty is our policy.
Our lenders treat you like they would a friend or family member. They work for you, so you can feel confident you're getting honest advice from start to finish.

Competitive rates.
Service matters, but we know you're looking for the best rate, too. You can be sure ours are very competitive and we work hard to keep them that way.