MercMoney® is an online money management tool, securely integrated into online banking, that empowers you to take control of your finances and simplify your life. Budgeting, account aggregation, auto categorization and debt management are just a few of the tools that make money think.

Account Aggregation

MercMoney® gathers basic financial information from all of your financial accounts and organizes it into one place.

Bubble Budgets

MercMoney® allows you to create relative budgets based off your actual spending history, income, debts, and expenses. Visualize and interact with your budgets in new and meaningful ways. Using circles, or "bubbles," to represent budgets allows you to quickly identify budgets that need the most attention. At a glance, you can determine a budget's health (color), significance (size) and progress (meter) relative to other budgets.

Expense Tracking

MercMoney automatically categorizes and tracks spending from your various financial accounts, allowing you to get powerful insights on where, when, and how you spend.

Debt Management

MercMoney™ has been designed to give you step-by-step instructions to help you get your debt under control. See all of your debts, along with corresponding balances and interest rates, in a simple view that gives you a clear picture of your financial situation.

Net Worth

Get a contextually accurate data visualization of your assets vs. liabilities. Quickly determine if you are moving in the right direction - and to what degree. Even the smallest changes are easy to see and place in context.

Cash Flow

The Cash Flow tab combs through your transactions to help you understand your historical spending and predict your future spending.


Get down to the details! See all your transactions from your various financial accounts - in one place! Along with giving you the BIG picture, MercMoney™ allows you to drill down into your finances and take meaningful actions.


The Trends tab is helpful for viewing spending trends over time. It displays up to 12 months of spending by category, along with overall income. represented by the bold line. This comparison can help you quickly determine if you are living within your means.


Goals can help you plan ahead and visualize long-term financial objectives, such as saving for a home or vacation. This tool provides a timeline of prioritized goals, and projects how long it will take to complete each goal based on your saving plans.



Powerful and engaging financial information within MercMobile that will change the way you feel about financial management.

MercMoney Chatbot


The MercMoney Chatbot is an AI-powered financial assistant that’s here to help you with your money. Set and track your financial goals and get fast answers to your banking questions.

Available anytime, anywhere, on your favorite devices: Google Home, Amazon Alexa, and SMS. Leverage the power of voice and messaging to reach your financial goals.

Learn More about MercMoney Chatbot

MercMoney Resources


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