As Michigan's Community Bank®, we recognize that financially strong individuals and families are essential to strong communities and it's our goal to help make them stronger.
Mercantile Bank is committed to providing resources and tools designed to help our customers take charge of their finances to reach their goals and become financially healthier. Our free MercMoney® platform is a great digital tool automating many aspects of managing your money, and giving you a complete picture of your financial position. Whether you are looking for advice on buying a home, tools to organize your budgeting, spending, or ways to tackle whatever the money challenges that are unique to you, Mercantile Bank is your partner in improving your financial situation.
MercMoney - Your All-In-One Money Management Solution
MercMoney is a complete suite of easy to use money management tools that give you an overview of your finances across all your accounts - including budget, spending details/trends, net worth, goals, debt management, and cash flow features. With MercMoney, you can combine all of your outside financial relationships with your Mercantile accounts to see your complete financial picture. All of your spending is automatically categorized and cleansed to give you detailed insights into your spending patterns. MercMoney is available within online banking, via the MercMoney mobile app, and through our MercMoney chatbot – giving you many convenient ways to interact and access the financial answers you need. Learn more about MercMoney below:
Take control of your finances and simplify your life.
The future of banking is here, and it talks back.
Sometimes managing your finances can seem overwhelming, but it doesn't have to be. That's why we've partnered with Everfi, to provide these free, interactive resources that can help you make the best financial decisions, no matter where you are in life.
- Borrowing From Your Retirement Plan
- Budgeting Tool
- Debt Payoff
- Emergency Savings
- Growing Your Investment
- Investing with your Health Savings Account
- Life Insurance Planning
- Minimum Required Distribution
- Monthly Budget Tool
- Mortgage Refinancing
- Paying Debt vs. Investing
- Pension Calculator
- Planning for Retirement Expenses
- Pre-tax vs. Roth Analyzer
- Retirement Account Rollover
- Roth Conversion Analyzer
- Saving for Higher Education
- Student Loan Refinancing
- Withdrawals Before Retirement
- Withdrawals in Retirement
- Your Retirement Lifestyle