X Close

Personal Account Options

Mercantile is the bank that focuses on you — your responsibilities, your goals, your dreams for the future. We offer a wide range of personal checking and savings options to help meet your unique needs.

Mercantile Checking Account Options

Account Type Description Minimum Balance Fees Interest Apply

Simply Checking

Account Disclosures

An account designed to maximize your convenience, savings and security. No minimum balance The $5.00 monthly maintenance fee can be waived by receiving eStatements. N/A
Apply Now

Community Checking

Account Disclosures

A simple account that offers the convenience of free checks with a low minimum balance requirement. $500.00 average monthly balance. The $5.00 monthly service fee can be waived by maintaining a $500.00 average monthly balance.
N/A Apply Now

Senior Community Checking

Account Disclosures

A simple account that offers the convenience of free checks with a low minimum balance requirement - at least one account holder must be age 62 or older. No minimum balance N/A
N/A Apply Now

Interest Checking*

Account Disclosures

An interest bearing account that offers flexibility and interest paid on balances over $1,000.00. $1,000.00 average monthly balance. The $10.00 monthly service fee can be waived by maintaining a $1,000.00 average monthly balance. Yes Apply Now

High Yield Checking*

Account Disclosures

Designed for those who are looking to maximize interest by maintaining a slightly higher minimum balance. $2,500.00 average monthly balance. The $12.00 monthly service fee can be waived by maintaining a $2,500.00 average monthly balance. Yes Apply Now

Disclosure: Additional fees may apply. Account terms are subject to change.

Mercantile Savings Account Options

Account Type Description Minimum Balance Fees Interest Apply

Community Savings

Account Disclosures

A basic savings account designed to fit your savings needs. $200 average monthly balance The $3 monthly maintenance fee can be waived by maintaining a $200.00 monthly balance or enrolling in electronic statements. (Minors are exempt from charge.)

Yes.

Apply Now

Money Market

Account Disclosures

Offers easy liquidity along with a competitive interest rate. $2,500 average monthly balance The $12.00 monthly maintenance fee can be waived by maintaining a $2,500 average available balance.

Yes - Tiered Rates

Apply Now

Disclosure: Additional fees may apply. Account terms are subject to change.

Mercantile Health Savings Account Options

Account Type Description Opening Deposit Fees Interest Apply

Health Savings Account - Individual

Account Disclosures

An interest-bearing checking account to be combined with a high-deductible health plan (HDHP). No minimum opening deposit The $5.00 monthly maintenance fee is waived if you enroll in electronic statements.

Yes.

Apply Now

Health Savings Account - Family

Account Disclosures

An interest-bearing checking account to be combined with a high-deductible health plan (HDHP). No minimum opening deposit $5.00 monthly maintenance fee is waived if you enroll in electronic statements.

Yes.

Apply Now

Disclosure: Additional fees may apply. Account terms are subject to change.