Cards /

Credit Cards

Unlock the power of your spending with one of our personal credit cards!  Our MercRewards+ and MercRewards credit cards earn points on everyday purchases, which you can use to enjoy unbeatable savings on travel and gift cards, as well as exclusive benefits like Norton LifeLock Services and roadside assistance.


Ways to Earn Additional Points

Earn Even More with eRewards Points: Boost your rewards effortlessly with our eRewards program!  Available only on our MercRewards and MercRewards+ cards

Auto Pay or Electronic Pay Transactions: Set up a qualified auto pay or electronic pay transaction each month and earn 250 Points per household. *Lifetime cap of 1,000 Points

Enable eStatements: Go green and enable eStatements for your credit card to earn an additional 250 Points per household each month. Click here to learn how to enroll. *Lifetime cap of 1,000 Points

Pay Your Balance in Full: Pay your credit card balance in full by the statement date to earn 250 Points per household each month. *Lifetime cap of 500 Points

MercRewards+ Credit Card

This premium card is designed to reward you for everyday expenses, with a minimum credit limit of $5,000, you earn points for every dollar you spend.  Rewards can be used for cashback redemption, travel and merchandise, gift cards, charitable donations, purchase ‘eraser’, and more!
  • Earn Points. 2 pts. for every $1 spent on gas, grocery, and dining.  1.5 pts. for all other categories.
  • Annual Fee.  Annual fee of $60.00 may be waived if $24,000 of purchases are made on the account annually.
  • Visa Benefits.  Receive access to Visa benefits such as Roadside Assistance, Travel Accident and Baggage Delay, Extended Warranty Protection, and Norton Lifelock Services.
  • Cashback. Redeem points to be ACH deposited to your Mercantile Bank account
  • Travel Rewards. Earn travel rewards to help pay for that dream vacation - from airline tickets to cruise and vacation packages, hotel and car rental certificates, and even options for those looking for new adventures and experiences.
  • Merchandise Rewards. Top-shelf merchandise rewards from brands like Apple, Sony, Bose, and Dyson.
  • Gift Cards. Choose from hundreds of national brand gift cards.
  • Tickets. Redeem points for event tickets and travel awards.
  • Charity. Charity of Choice redemptions with over 1.3 million charitable organizations.
  • Purchase Eraser. Redeem points to 'erase' previous purchases using the Purchase Eraser feature. Erased purchases will show as a statement credit to your card.

MercRewards Credit Card

A convenient credit card designed to reward you for everyday expenses.  Earn points for every dollar you spend.  Rewards can be used for travel and merchandise, gift cards, charitable donations, purchase ‘eraser’, and more!
  • Earn Points. 1pt. for every $1 spent
  • No Annual Fee.
  • Visa Benefits.  Receive access to Visa benefits such as Roadside Assistance, Travel Accident and Baggage Delay, and Norton Lifelock Services.
  • Travel Rewards. Earn travel rewards to help pay for that dream vacation - from airline tickets to cruise and vacation packages, hotel and car rental certificates, and even options for those looking for new adventures and experiences.
  • Merchandise Rewards. Top-shelf merchandise rewards from brands like Apple, Sony, Bose, and Dyson.
  • Gift Cards. Choose from hundreds of national brand gift cards.
  • Tickets. Redeem points for event tickets and travel awards.

Secured Credit Card

An easy way to build credit and manage your money.  This card offers convenient online access to view balances, set alerts, and schedule payments.  The Secure Credit Card is not eligible for eRewards points.
  • Minimum Credit Line. A minimum deposit of $500 is required to open this account.
  • No Annual Fee.
  • Visa Benefits.  Receive access to Visa benefits such as Roadside Assistance, Travel Accident and Baggage Delay, and Norton Lifelock Services.
  • Purchasing Convenience. Charge merchandise, services, lodging and much more at more than 20 million locations in more than 150 countries.
  • Cash Advances. Quickly and easily get cash advances up to your available card limit at more than 160,000 locations around the world.
  • Online Access. View balances and history online via internet banking - view statements, set alerts and schedule payments.
  • Contactless Payments. Tap to pay at many of your favorite merchants.

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