Card Management Solutions Update your card payment information, turn cards on/off to enable or disable usage and more!

MercRewards

Earn travel and merchandise rewards, gift cards, charitable donations, erase previous purchases and more!
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  • Earn Points. 1 point for every $1 spent.
  • No Annual Fee.
  • Travel Rewards. Earn travel rewards to help pay for that dream vacation - from airline tickets to cruise and vacation packages, hotel and car rental certificates, and even options for those looking for new adventures and experiences.
  • Merchandise Rewards. Top-shelf merchandise rewards from brands like Apple, Sony, Bose, and Dyson.
  • Gift Cards. Choose from hundreds of national brand gift cards.
  • TIckets. Redeem points for event tickets and travel awards.
  • Charity. Charity of Choice redemptions with over 1.3 million charitable organizations.
  • Purchase Eraser. Redeem points to 'erase' previous purchases using the Purchase Eraser feature. Erased purchases will show as a statement credit to your card.
  • Visa Rewards. Receive access to Visa benefits such as Roadside Assistance, Travel Accident and Baggage Delay, Extended Warranty Protection and Norton Lifelock Services.

MercRewards+

Earn travel and merchandise rewards, gift cards, charitable donations, erase previous purchases and more!
 
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  • Earn Points. 1.5 points earned for every $1 spent*
  • Annual Fee. $60 Annual Fee waived with $24,000 in annual spend
  • Travel Rewards. Earn travel rewards to help pay for that dream vacation - from airline tickets to cruise and vacation packages, hotel and car rental certificates, and even options for those looking for new adventures and experiences.
  • Merchandise Rewards. Top-shelf merchandise rewards from brands like Apple, Sony, Bose, and Dyson.
  • Gift Cards. Choose from hundreds of national brand gift cards.
  • TIckets. Redeem points for event tickets and travel awards.
  • Charity. Charity of Choice redemptions with over 1.3 million charitable organizations.
  • Purchase Eraser. Redeem points to 'erase' previous purchases using the Purchase Eraser feature. Erased purchases will show as a statement credit to your card.
  • Visa Rewards. Receive access to Visa benefits such as Roadside Assistance, Travel Accident and Baggage Delay, Extended Warranty Protection and Norton Lifelock Services.
* available on cards with credit limits of at least $5000

Secured Card

Easy way to build credit and manage your money.
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  • Minimum Credit Line. A minimum deposit of $500 is required to open this account.
  • Purchasing Convenience. Charge merchandise, services, lodging and much more at more than 20 million locations in more than 150 countries.
  • Cash Advances. Quickly and easily get cash advances up to your available card limit at more than 160,000 locations around the world.
  • Travel Accident Insurance. $150,000 common carrier accident insurance program available at no cost.
  • Online Access. View balances and history online via internet banking - view statements, set alerts and schedule payments.
  • Contactless Payments. Tap to pay at many of your favorite merchants.
  • Roadside Assistance.

Classic and Gold Visa Credit Cards

For Classic and Gold Credit Cardholders, please choose a link below to view a copy of the disclosures.
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Please note that by using this link, you will be leaving Mercantile Bank of Michigan's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.