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Refinancing your home?

There are several reasons why you may consider refinancing your home including:

  • Lower your interest rate
  • Pay your home off sooner
  • Access equity in your home
  • Pay less interest over time

No matter what your refinancing reason is, we can help you decide which option is best for your situation.

Rate and Term Refinance: With this option, you only refinance what you currently owe on your home. You can decide if you want to pay closing fees, or wrap them into the loan.

Cash Out Refinance: If you want to consider paying off debts, need additional cash, or just want to take advantage of lower interest rates, then you may want to consider a Cash Out Refinance.

Home Equity Loan: Sometimes, it doesn't make sense to refinance your loan in order to obtain your long-term goal. Instead, a Home Equity Loan may be the right choice.

We're Ready When You Are

You won't find a more personal loan experience than the one at Mercantile Bank. Get in touch and we'll get moving.

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All loans subject to credit and collateral approval.