Real People Real Mortgages

Need to know what you can afford?

Just starting to look? With a Pre-Qualification, one of our experienced Mortgage Lenders will review several mortgage options based on your budget to help you decide which mortgage loan is best for you.

A Pre-Qualification consultation is free and may help provide you a Pre-Qualification Letter, which may assist you in making offers.

What will I get out of a Pre-Qualification?

  • Learn what mortgage programs you are eligible for and how they can benefit you.
  • Financial information such as possible payment amounts, interest rates and how much you may need to bring to your mortgage closing.
  • If approved, you will obtain a Pre-Qualification packet that can help your Realtor when setting up home showings. Look for a home with confidence that you can afford it.

Apply Now

We're Ready When You Are

You won't find a more personal loan experience than the one at Mercantile Bank. Get in touch and we'll get moving.

Meet a Mortgage Lender

All loans subject to credit and collateral approval.