HSA Employers

HSAs make solid business sense.

Healthcare costs are spiraling out of control. Nowhere has this been felt more acutely than in the business community. You want the best for your employees, but unfortunately, the rising cost of healthcare insurance premiums is a burden for you and most businesses.

Mercantile Bank has a tool that allows you to offer more healthcare benefits to your employees without a huge investment in cash or changing coverage. Mercantile Bank's Health Savings Account (HSA) provides your employees a flexible solution to manage rising healthcare costs. HSAs can also provide added tax and savings benefits.

Whether you choose to fund the account through employer contributions, direct payroll deductions or a combination of both, a Mercantile Bank HSA rewards your current employees and provides a competitive edge in attracting the best and brightest talent.

Getting Started

Feel free to contact an HSA specialist at Mercantile Bank, who will be happy to walk you through the process of opening an HSA. They are also available to answer any questions you might have about how you and your employees will benefit from an HSA.

Group Online Enrollment

By directing employees to a secure online site, registering for an HSA has never been easier. Employees are directed to a link where registration happens online in real time without the hassle of mailing or faxing application documents between several locations.

Traditional Paper Enrollment

If you prefer, traditional paper enrollment is also available. Mercantile Bank will provide all the necessary forms required for the enrollment process and will assist in the collection of completed forms to maximize employee enrollment.


Consult with one of our HSA specialists on all the options available to make establishing and maintaining your HSA as convenient and worry-free as possible. Mercantile Bank will work with you in establishing the best way to handle employee enrollment for your business and its employees regardless of its size or location.


Once your new HSA has been created, Mercantile Bank will provide all the tools you need to explain the benefits of establishing and using the HSA to your employees to maximize its adoption and overall effectiveness.

Fund (Contributions)

Whether your new HSA will be 100% employee funded, seeded by the business or completely funded by the organization as a supplement or replacement for traditional healthcare plans, your Mercantile Bank HSA specialist has the answers you are looking for in all things HSA.

2017 IRS Guidelines for HSA-compatible Health Plans and HSA Contribution Limits

  Individual Family
Maximum Deductible $1,350 $2,700
Maximum Out-of-Pocket $6,650 $13,300
Contribution Limit $3,450 $6,850

View Reference

Contact HSA Specialist

Have you read up on Mercantile's HSA and are ready to start saving now? Click below to begin the enrollment process.

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