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MercMobile® puts the power to bank anytime, right in your hands. You can access your account information, transfer money, deposit checks, and even pay bills. And all you need is a cell phone. Depending on your cell phone capabilities and banking needs, you can use SMS text mobile banking, mobile app banking, or both. And you can do it all for free.


Android Phone

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Download App

Not Yet Enrolled?

If you are enrolled in Internet Banking, download the app and login with your login credentials. To enroll in Text Banking, go to Settings, then Text Enrollment.

Don't have a smartphone?

No problem - we also offer Text Banking.

SMS Text Mobile Banking

Send text messages to 226563.


No charge for this service if you are already a Mercantile Internet Banking customer*

You must enable Text Banking within Internet Banking before you can use this service.

Text 226563 with one of these commands:

  • Text BAL to view balances for all eligible accounts
  • Text HIST for recent transactions
  • Text TRANSFER to transfer money between Mercantile Accounts
  • Text STOP to opt out
  • Text HELP for the eBanking phone number

View Text Banking User Guide

MercMobile® uses the same encryption and security technology that we use for Internet Banking

Frequently Asked Questions

*MercMobile® requires that SMS and/or a data plan be enabled on your phone. SMS and/or data charges may apply, please check with your wireless service provider for availability and fees.