In an effort to help you better protect your personal information, your Login ID and Password will be input on separate screens.
Login IDs will be input on the Mercantile Bank homepage, you will then be directed to a new page to input your password.
Have you ever neglected to record a check? Has your account ever become overdrawn? Would you like to manage your available cash more effectively? Then you need Mercantile Funds Manager.
Funds Manager allows you to see in advance which checks will clear your account(s) every night. This empowers you to make the necessary funds available to cover these checks.
How It Works:
- Between approximately 11:00 am and Noon each day, you can go online to view the checks that will be cleared through your account(s) that night.
- If necessary, you can transfer funds to cover these checks via Online Banking (before 7:00 pm) or deposit funds at your local Mercantile branch (before 5:00 pm).
- We credit these funds to your account(s) before we clear the checks listed that morning and you avoid overdraft fees!
What It Includes:
Funds Manager lists all checks presented through the Federal Reserve. It does not include ATM transactions, incoming/outgoing wires, or deposits made at a branch or through a courier because these transactions are typically already factored into cash-planning forecasts.
Why It Saves Money:
With Funds Manager, you can more accurately forecast account balances. It's a convenient, cost-effective way to track and control account balances and prevent overdraft fees!
Funds Manager monthly fees may apply. (If the service helps you prevent just one overdraft per month, it pays for itself!)