In an effort to help you better protect your personal information, your Login ID and Password will be input on separate screens.
Login IDs will be input on the Mercantile Bank homepage, you will then be directed to a new page to input your password.
Mercantile Visa® Credit Card
Building a successful financial plan takes the right resources. That's why we work hard to provide you with quality financial services and products. Like our convenient, flexible Visa® and Visa® Gold Credit Cards.
- Purchasing Convenience. Charge merchandise, services, lodging and much more at more than 20 million locations in more than 150 countries.
- Cash Advances. Quickly and easily get cash advances up to your available credit limit at more than 160,000 locations around the world.
- Travel Accident Insurance. $150,000 common carrier accident insurance program available at no cost.
- Online Access. View balances and history online via internet banking - view statements, set alerts and schedule payments.
|Annual Percentage Rate for Purchases, Cash Advances and Balance Transfers*||14.50% as of 2/01/16||11.50% as of 2/01/16|
|Variable rate index and spread||Wall Street Prime + 11% reviewed annually on January 2nd||Wall Street Prime + 8.00% reviewed annually on January 2nd|
|Grace Period for repayment of balances for purchases||25 days to repay your balance for purchases before incurring a finance charge|
|Method of computing the balance for purchases||Average Daily Balance (including new transactions)|
|Annual membership fee||None|
|Transaction fee for purchases||None|
|Transaction fee for balance transfers||None|
|Transaction fee for cash advances||Up to $25|
|Transaction fee for foreign transactions||1.0% of each transaction in U.S. dollars|
|Late payment fee||Up to $25|
|Returned payment fee||Up to $10.00|
*Disclosure: APR is subject to change. The prime rate used to determine your APR is the rate published in the Wall Street Journal 2nd day of January or the next business day if the 2nd is a Saturday, Sunday, or holiday (set annually). Any change in the rate will go into effect on the first day or your new billing cycle beginning on the month following publication of prime rate and may result in an increase or decrease in the finance charge imposed on your account. A change in the interest rate may also result in an increase or decrease in your required minimum payment amount. Please contact us to obtain the most current rate information.
Lost/Stolen Credit Card?
Contact Mercantile Bank during business hours at: 616.406.3870
During non-bank hours, call: 866.839.3485