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Mercantile Visa Business Credit Card

Mercantile Visa® Business Card

Smart money management is essential to the success of any business. The Visa® Business credit card offers what your business needs to stay on top.


  • Purchasing Convenience. Charge merchandise, services, lodging and much more at more than 20 million locations in more than 150 countries.
  • Travel Accident Insurance. $150,000 common carrier accident insurance program available at no cost.
  • Online Access. View balances and history online via internet banking- view statements, set alerts and schedule payments.
  • Company Card Management. Using our EZBusiness online card management you can view all your cardholder activity and make payments easily. We also offer the ability to manage card limits, close and open credit cards, as well as integrate into accounting applications for streamlined payment reconciliation.

Credit Disclosure

Annual Percentage Rate for Purchases, Cash Advances and Balance Transfers* 14.50% as of 2/01/16
Variable rate index and spread Wall Street Prime + 11% reviewed annually on January 2nd
Grace Period for repayment of balances for purchases 25 days to repay your balance for purchases before incurring a finance charge
Method of computing the balance for purchases Average Daily Balance (including new transactions)
Annual Fee/Membership Fee N/A
Transaction fee for purchases None
Transaction fee for cash advances $25
Late payment fee $50
Over-the-credit-limit fee None

*Disclosure: APR is subject to change. Under no circumstances will the interest rate for Mercantile Visa® Business be less than 9.500% per annum. Any change in the rate will go into effect on the first day or your new billing cycle beginning on the month following publication of prime rate and may result in an increase or decrease in the finance charge imposed on your account. A change in the interest rate may also result in an increase or decrease in your required minimum payment amount. Please contact us to obtain the most current rate information.

Lost/Stolen Credit Card?

Contact Mercantile Bank during business hours at: 616.406.3870

During non-bank hours, call: 866.839.3485