Business Checking and Savings

Account solutions that grow as your business grows.

Mercantile is the bank that focuses on you — your responsibilities, your goals, your dreams for the future. We offer a wide range of checking and savings options to help meet your unique needs.

Important information for our business customers when opening a new deposit or loan account, or changing signers. Click here for more details

  • Small Business Checking

    This account features a low opening balance and offers great features for the small business.

    Smart Business Checking

    A great combination of convenience and value for businesses with low to moderate transaction volume.

    Non-Profit Checking

    An account designed for the unique needs of registered non-profit organizations with low to moderate transaction volume.

    IOLTA Checking

    IOLTA (Interest On Lawyers Trust Accounts) are specifically designed for deposits held on behalf of clients.

    Commercial Analysis Checking

    Ideal for handling basic business needs with a low opening deposit, no minimum balance and an earnings credit that helps offset monthly service charges.

    Enhanced Services

    24/7 Access
    Online and Mobile Banking*

    Monitor cash flow, make deposits and pay bills onine or using your mobile device.

    Debit Card
    Debit Card

    Save time and money to make quick, hassle-free purchases right form your business checking account.

    Merchant Services
    Merchant Services*

    Accept card payments easily and securely to help boost sales and improve cash flow.

    Remote Deposit Capture
    MercForce Payroll Services*

    Streamline your workforce management with our flexible and intuitive solution.

  • Business Community Savings

    A basic savings account designed to fit your savings needs.

    Business Money Market

    Businesses seeking a higher rate of interest paid on deposits with limited transaction capabilities. Offers easy liquidity along with tiered interest rates.

    Enhanced Services

    24/7 Access
    Online and Mobile Banking*

    Monitor cash flow, make deposits and pay bills onine or using your mobile device.

    Debit Card
    Debit Card

    Save time and money to make quick, hassle-free purchases right form your business checking account.

    Merchant Services
    Merchant Services*

    Accept card payments easily and securely to help boost sales and improve cash flow.

    Remote Deposit Capture
    MercForce Payroll Services*

    Streamline your workforce management with our flexible and intuitive solution.

  • Mercantile Business CD

    Business Certificate of Deposit

    For maximum earnings potential over time.

*fees may apply


Please visit the Treasury Management Services page for additional solutions. Mercantile has a full suite of competitive cash flow options to meet your financial needs.