Business Checking, Savings and HSA

Wide account options to help meet your unique needs.

Mercantile is the bank that focuses on you — your responsibilities, your goals, your dreams for the future. We offer a wide range of checking and savings options to help meet your unique needs.

  • Features and Benefits

    24/7 Access
    24 Hour Access

    Online Banking with Bill Pay and Telephone Banking for 24 hour access.

    HSA Debit Card
    Debit Card

    Save time and money with the quick, no-hassle purchasing ability of the Mercantile Visa Debit Card.

    MercMobile Banking
    Mobile Banking

    MercMobile® gives you the freedom to access account information, transfer money, deposit checks and pay bills from a cell phone or other mobile device.

    Remote Deposit Capture
    Remote Deposit Capture*

    Convert paper checks into electronic images that have the same legal standing as physical checks

    Small Business Checking

    This account features a low opening balance and offers great features for the small business.

    Smart Business Checking

    A great combination of convenience and value for businesses with low to moderate transaction volume.

    Business Analysis Checking

    Ideal for handling basic business needs with a low opening deposit, no minimum balance and an earnings credit that helps offset monthly service charges.

    Business Interest Checking

    An interest bearing checking account designed to meet the needs of businesses looking to make the most of their account balances.

    Business Net Interest Checking

    An interest bearing checking account for businesses looking to offset fees with any excess to be paid as interest.

    IOLTA Interest Checking

    IOLTA (Interest On Lawyers Trust Accounts) are specifically designed for deposits held on behalf of clients.

    Non-Profit Checking

    An account designed for the unique needs of registered non-profit organizations with low to moderate transaction volume.

    Business Investment Checking

    For businesses that maintain an average balance of more than $250,000 and are looking for the additional security provided by pledged collateral with the funds swept into their Mercantile Repurchase account.

    Repurchase Account

    Daily "sweep" of excess available funds from your checking account into a one-day repurchase agreement earning competitive interest rates. Earnings accrue daily and are credited monthly.

  • Features and Benefits

    24/7 Access
    24 Hour Access

    Online Banking with Bill Pay and Telephone Banking for 24 hour access.

    HSA Debit Card
    Debit Card

    Save time and money with the quick, no-hassle purchasing ability of the Visa Debit Card

    .

    MercMobile Banking
    Mobile Banking

    MercMobile® gives you the freedom to access account information, transfer money, deposit checks and pay bills from a cell phone or other mobile device.

    Remote Deposit Capture
    Remote Deposit Capture*

    Convert paper checks into electronic images that have the same legal standing as physical checks

    Business Community Savings

    A basic savings account designed to fit your savings needs.

    Business Money Market

    Businesses seeking a higher rate of interest paid on deposits with limited transaction capabilities. Offers easy liquidity along with tiered interest rates.

  • Mercantile Business CDs

    Business Certificate of Deposit

    For maximum earnings potential over time.

*fees may apply